Cord Blood Banking in India: Is It Worth the Cost?

Cord Blood Banking

During pregnancy, many parents are approached by cord blood banks with promises like “once-in-a-lifetime opportunity” or “biological insurance for your child.” This often creates confusion and pressure.

Let’s break it down simply and honestly.


What Is Cord Blood?

Cord blood is the blood left in the umbilical cord and placenta after delivery. It is rich in stem cells, which can be used to treat certain blood and immune disorders.

After birth, this blood can either be:

  • Stored privately — paid storage for your family
  • Donated publicly — to help anyone who needs it

What Diseases Can Cord Blood Actually Treat?

Cord blood stem cells are mainly used for:

  • Certain blood cancers (like leukemia)
  • Bone marrow failure syndromes
  • Some genetic blood disorders such as thalassemia or sickle cell disease

👉 These conditions are rare — and usually require donor stem cells, not the child’s own stored sample.


When and How Is Cord Blood Collected?

Cord blood is collected immediately after birth once the cord is clamped and cut. A trained professional collects the remaining blood from the cord and placenta. The process is quick and painless.


Is Cord Blood Collection Safe?

Yes. It is completely safe for both mother and baby because it is done after delivery and cord separation.


How Long Can Cord Blood Be Stored?

It can be stored safely for 20–25 years or more if frozen properly. Long-term real-world usage data is still evolving.


Why Does Cord Blood Have Medical Benefits?

Cord blood stem cells:

  • Form blood and immune cells
  • Have lower rejection risk
  • Do not require perfect donor matching

How Is Hospital Coordination Done?

  • Parents enrol with a bank
  • A collection kit is provided
  • Doctor & hospital are informed in advance
  • Sample transported in controlled conditions

Advance planning helps smooth coordination.


What Types of Storage Options Exist?

  • Cord blood only storage — most common
  • Cord blood + cord tissue — includes tissue stem cells (future research use)
  • Basic vs advanced processing plans

Note: Many claims are still research-based, not guaranteed treatments.


What About Cost?

In India, costs usually include:

  • One-time collection & processing fee
  • Annual storage charges

Most insurance plans do NOT cover this.


When Should Parents Decide?

The best time is during the second trimester — allowing time to understand options calmly.


Can My Child Use Their Own Stored Cord Blood?

Usually NO.

If the child develops a genetic or blood disorder — the stored cord blood has the same defect.


What Are the Real Chances of Use?

  • The lifetime chance of a child using their own cord blood is less than 1 in 10,000.
  • Most stored samples are never used.

This is why many medical bodies do not routinely recommend private cord blood banking.


What About Public Cord Blood Donation?

Public banks:

  • Store cord blood free
  • Help patients needing transplants
  • Save lives

However — availability in India is still limited.


When Does Private Banking Make Sense?

It may be considered when:

  • A sibling already has a condition treatable with stem cells
  • There is a strong family history of such disorders
  • It is recommended specifically by a specialist

In such cases, stored cord blood may help another family member.


Doctor’s Honest Advice

Take your decision calmly. Base it on facts — not fear or pressure.
Ask questions. Understand the real chances of use. Take your time.

A well-informed decision is always the best decision.

📍 Source: Dr. Shweta Mehta — DNB Obstetrics & Gynaecology | United Multispeciality Hospital, Kandivali West, Mumbai